June: In Which I Make Short Work of My Third Paycheck

Since I’m paid every two weeks, June was a three-paycheck month for me. Which works out nicely, because it was also the month my car insurance payment was due. Since I knew they would coincide, I didn’t worry about saving up to pay my whole car insurance. They will align again in December and I will reevaluate then. Anyway, here’s how it broke down for June.

Income

Library take-home pay: $2546.12

Money that I am not sure why Amazon sent me: $11.05

Cash: $20

Interest: $6.74

Trivia income: $70

Travel money: $50

Reconciliation adjustment: $5.95 (my record keeping, it is imperfect)

Support: $555

Total income: $3265.08

Expenses

Rent and included utilities: $1085.45

Replacement bowl for Cuisinart, secondhand: $21

ATM fees: $2.50 (reimbursable)

Laundry: $40

Renter’s insurance installment: $33.50

Electric: $17.43 (My AC doesn’t work very well anyway, so I just… sweat)

Ting: $26.75

Internet: $9.95

Groceries: $277.16

Wine: $6.47

Gas: $47.82

Car insurance: $451 (6 months of full coverage on my Fit)

Kids allowance and miscellaneous: $50.14

Asthma medicine: $184.01 (Every time a pharmacy clerk rings this up for me, they visibly recoil when they see the price. Fortunately, it lasts three or four months.)

Babysitter: $45

Restaurants: $16.30

Amazon music: $4.30

Coffee shops: $19.35

Gifts and miscellaneous shopping, including some workout equipment: $91.38

Travel: $150.16 (the rest of my Vegas trip from last month)

Charitable donation: $3.20

Total expenses: $2577.87

Analysis

Well, I still had a good bit of that third paycheck left over. Under $2600 for the month in which I paid my car insurance seems pretty fabulous, spending-wise.

July is already shaping up to be much spendier–I have been buying more entertainment than usual–but I’m happy with how June turned out! Aside from continuing to improve my wardrobe, I’m saving up for when I can hopefully move and will need some new furniture. (Being as I currently have a combined couch/bed situation, and the goal of moving would be to have my own room, logically I would need to purchase either a bed or a couch.)

In exciting budget and parenting news, Little Brother, who turned 5 in May, no longer sleeps in Pull-Ups! That will help my grocery bill. I have eleventy billion left over, which I have donated to the XFP and his wife for the younger stepbrothers. Having my kids finally totally potty trained makes me very sympathetic to those whose children are not.

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About frugalparagon

I'm a part-time librarian and mom to two small boys. I blog about striving for the long-term goal of financial independence while running a tight ship at home.

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