April 2017 Spending: Ouch
Well, I had some nasty surprises in April. Here’s how it breaks down.
Library take-home pay: $1462.92 (Why so low? I upped my HSA contributions, and the boys’ spring break hurt my earnings)
Costco return: $10.76
Substitute teaching take-home pay: $44.06
Total Income: $2266.69
Rent plus included utilities: $1085.31
Home supplies: $10
Speeding ticket: $305 (So frustrated with self! I was driving an unfamiliar road and didn’t see the school zone sign)
Auto maintenance: $153.31 (When I went to have my summer tires put back on, one of them turned out to be broken and had to be replaced. It was new enough they said I could just do the one.)
Parking (reimbursable): $11
Kids, misc. (allowance, field trips, ice cream): $27.62
Kids, clothes and shoes: $82.10 (2 pairs new sneakers, 1 pair Batman PJs with cape)
Restaurants: $101.70 (Yowza! My boyfriend had a birthday and a cousin visited from out of town in the same month.)
Coffee shops and snacks: $22.88 (I promise there were a lot of times I wanted it and didn’t get it.)
Tickets to special Viking exhibit at museum: $20.85
Work clothes and shoes for me: $271.40 (Because if I want to be taken seriously, probably should not wear hiking shoes to work, right?)
Some things from Target: $20.12
Cat litter: $14
Total Expenses: $2577.83
Income minus expenses: -$311.14
Eh, I can live with it. By now, I’ve gotten used to my low-income, low-expenses balancing act tipping sometimes into the black and sometimes the red. It’s more often black, so I’ll live. I had enough money to cover the shortage without dipping into my emergency fund. And I still have money set aside for various projects (like an upcoming trip and taking the cat to the vet).
Possibly, however, I sobbed when I got the speeding ticket. There is a definite mismatch between how long it takes me to save $305 and how long it took me to lose it! At least I had the money. I blew my nose, mailed a check, and lived to fight another day.