March Spending: Modest Progress
Library take-home pay: $1771.47
Trivia income: $35
Refund from Children’s Hospital: $466.72
Colorado tax refund: $481
Shopping return: $74.27
Total income: $3617.48
ATM fees: $2.50 (reimbursable)
Household items: $20.81
Renter’s insurance (quarterly): $33.50
XCel (electric): $18.47
Oil change plus car wash: $82.44 (Evidently my car runs on synthetic oil and this is very expensive)
Miscellaneous kids (allowances plus a field trip): $40
Occasional after-school care: $68
Adult health spending: $189.44 (asthma medicine–OUCH)
Coffee and donuts: $42.36
Adult clothes and sewing notions for making adult clothes: $124.20
Haircut, hiking poles, something from Target, and other miscellany: $147.59
Child care punch card at the gym: $15
Cat supplies: $27.45
Total spending: $2363.10
This was another windfall month, and I both bolstered some savings/spending categories (setting aside money to refresh work wardrobe, for instance) and set aside some money for investing. I would like to point out that my spending, though not particularly restrained, was under my “regular” income.
Groceries continue to get away from me. I drank only one bottle of wine all month but apparently spent an unreasonable amount of money on coffee and donuts.
My paychecks have dipped a little because I have more money going into my HSA, which I am trying to grow as an investment vehicle but which doubles as an emergency fund.
So, not an exciting month, but everything on track. I still need a better-paying job. While I see places I can trim a little, let’s be honest: My spending is killer low. The income side is where the improvement is needed. Especially as I would like to be less dependent on support from the XFP.
How was your March?