February 2017 Spending: In the Black

In January, I found out that I qualified for the Earned Income Tax Credit and would be getting a sizable tax refund. Now, most of that money is intended for saving, and I’ll write a separate blog post about that. But I did think, well, I’m getting a good amount of money back, I can loosen the purse strings just a touch. And I bought a few things I’d been wanting for a long time.

The great thing is, I have been getting so many hours at the library, I am in the black even without touching that windfall. The other great news, money-wise, is that our CICP (Colorado Indigent Care Program) came through. I am getting refunds for a lot of the money I paid for Big Brother’s November ER visit and won’t have to make any more payments. Instead of owing about $2200, our bill became $70.

We were back at the ER in February getting Little Brother’s forehead stitched up, but no big deal–again, we will owe just $70, if I’m not mistaken.

With no further ado, here’s how February looks

Income

Returning things to Costco: $69.75

Library take-home pay: $2187.22

Subbing take-home pay: $44.06

Interest: 61 cents

Trivia writing: $95

Gift and travel money from Grandma FP: $125

Child and spousal support: $767

Medical reimbursement: $156.38 (more on this below)

Non-windfall income: $3443.01

Expenses

Rent and included utilities: $1084.08

Household oddments: $9.54

Laundry: $40

Stop-payment check fee: $35 (my rental office lost my check and will take this off of next month)

YNAB renewal: $45

Electric: $13.63

Ting: $25.52

Comcast: $9.95

Groceries: $456.40 (Holy smokes! What happened here?!)

Car wash: $10

Gas: $42.66

Parking: $21

Kid allowance: $18

Walkie-talkie batteries: $4

Boy clothes: $91.38

Children’s museum membership: $117.25

After-school babysitting: $88

Kid health: $160.86 (about $125 of this has since been reimbursed)

Adult health: $38.87 (meds and a dentist copay)

Coffee shops and snacks: $30.98

Restaurants: $28.63

Shoes and underwear: $293.81 (When I got my tax refund, I figured I could replace all 3 worn-out pairs of exercise shoes and stop wearing hand-me-down underwear.)

Year subscription to Washington Post online: $99 (I’ve been stealing their articles for like 10 years. Journalism costs money.)

Something from Target: $14.04

A non-leaking, non-disgusting travel mug: $2 (plus reward points)

Southwest credit card fee for a bunch of bonus miles: $99

Total spending: $2907.70

Analysis

I can’t count on always getting so many hours–I still need a full-time job. And over the summer, I will probably either have child care costs or way less income, so I need to be prepared for a few lean months.

But I feel great about February. I earned enough money. I spent some money on things that are important to me. I came out ahead, and I used a windfall to bolster my savings.

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About frugalparagon

I'm a part-time librarian and mom to two small boys. I blog about striving for the long-term goal of financial independence while running a tight ship at home.

One response to “February 2017 Spending: In the Black”

  1. Mrs PoP says :

    Yay for WaPo! We bought a year subscription to them back in November. Yay for supporting good journalism! =)

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