My review posts for September and August should make it abundantly clear that I am muuuch better at making goals than meeting them. And yet, hope springs eternal and all that, so here I go again, trying to make some goals!
Income: Earn $300 more than I spend on childcare. That’s much more than I actually made less month, but less than my goal for last month.
Spending: Limit grocery spending to $500. No, really, I mean it this time. Now that I’ve gotten into such a rhythm with goal setting, I’m planning to add a weekly Mint session. Waiting until halfway through the month obviously didn’t work out. Because I often shop by bike or on foot, we make frequent small trips and it’s hard to keep mental track of how much I’ve spent. That’s why there’s Mint! Also, consider ways to reduce our electric bill.
Investment: Reallocate my Roth IRA–now that it has more money in it! That’s right, last month we were able to put $3800 in my Roth and another thousand in our Ally savings account, thanks to an unusually high paycheck for Mr. FP and the remnants of all those financial presents from family members.
Lifestyle: Sleep more by going to bed earlier. I often feel like I’m just dragging myself through the motions at my morning exercise classes and am routinely put to shame in Body Pump by women old enough to be my mother. Goal is to have my head on the pillow by 10:15 at least three nights a week.
Other: Keep working on getting life insurance. Read 4 books. Make a total of 8 blog posts, counting both yesterday’s and today’s. Learn something about bicycle maintenance. Keep habit of making weekly to-do lists.