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I’m certainly not the first person to note that the “middle class” lifestyle is a lot fancier than it used to be. I was a pretty lucky teenager. I had a telephone in my very own room! I had both a Walkman and a Discman, and–the height of sophistication–I even had my own TV and VCR! Whereas nowadays, your average “middle class” teenager has approximately 1,312 electronic gadgets, half of them with data plans. And you need only meander the stroller section of Babies R Us to realize that lifestyle inflation has reached the younger set.
But I came across lifestyle inflation one place I wasn’t looking for it: potty training manuals. Last year, I read Toilet Training in Less Than a Day, the classic Azrin and Foxx work dating back to the mid-1970s. (It’s worth a read for the illustrations alone.) But my new library doesn’t have it, so this year, I checked out Teri Crane’s updated version of the same idea, Potty Train Your Child in Just One Day: Proven Secrets of the Potty Pro. Both use the same general idea of having a one-day “potty party” to get the tot out of diapers.
I expected that the more recent one would address the proper use of Pull-Ups (it does) and wasn’t surprised that it suggests starting later (more like two and a half than newly two). What surprised me was the difference in swag. Crane’s book has you start the day by giving your child a wrapped doll (the kind that pees, of course) as a present to open. The underpants are also a wrapped present, and the child receives several more wrapped presents at the sort of graduation party that ends the day. The party should have a theme–which the underpants should match–expressed through decorations, stickers, sticker charts, etc.
The 1970s Azrin and Foxx version (and remember my library didn’t have it, so I’m working from memory) also involves a doll, training pants, treats, and so on. But there is no party theme. And in their extended example, the peeing doll is borrowed from Big Sister and the training pants used to be Big Brother’s. There are no stickers, no wrapped presents, and no giant party at Chuck E. Cheese to round out the day. It also discusses the technical part of training in much more detail than Crane’s book, which skimps on the technicalities in order to make room for whole chapters about decorations.
I guess you know which model I will be attempting next month with Little Brother, armed with hand-me-down undies (actually, Big Brother still often likes to wear the padded Gerber ones, so I hope he will share), some treats from the bulk aisle at Sprouts, and the Potty Scotty doll my clever mother found for us at a consignment sale ($8!). Wish us luck!
Three months ago, I predicted that we would be more or less out of cash by now. That turns out not to be even remotely true, for two main reasons: Mr. FP’s old job paid out his last three months of paychecks in one lump sum, which we are currently living off of; and generous relatives sent us gifts, unsolicited but accepted with love and gratitude, totaling $3000 to “help with your moving costs.”
So the numbers are artificially high this month as we are spending down that last lump-sum paycheck. That said, it’s nice to see that we still have some cash reserves, even after paying off our last loan, and that the number is rising. Here’s how it looks this quarter:
Cash: $7638.35 (after paychecks start coming in from the new job, we’ll see what’s left here and invest most of the leftovers)
Investments: $55,102.25 (This is up about 10% even without money going in. Apparently the market is doing well?)
- Mr. FP’s 403(b): $30,432.31
- Mrs. FP’s rollover IRA: $17,181.63
- Mrs. FP’s Roth IRA: $7487.56
Property: $2000 (1999 Honda Accord)*
Credit Cards: -$1514.73
Net Worth: $63,225.87!
Wow, that’s up a lot–almost 17%! I don’t expect that kind of gain in the next few months, but I think we can maintain modest growth even after spending down these last paychecks. I didn’t realize how well our investments were doing or how much money we had until I sat down and added it up–which is, after all, the point of this exercise, to force myself to look at numbers and see our whole picture. What about you, readers? Has it been a good second quarter for you as well, or are you hoping for better luck the rest of the year?
*I re-checked the car’s value and took $1000 off. Mint offered to track it for me, but I try to use a more realistic number than you get from websites.
A couple of weeks ago, I noticed that Big Brother is fully daytime potty trained.
“Noticed” might sound like an odd way to put it, but it’s apt. Big Brother has been going around in underpants for about a year and a half, but was not potty trained. He had to be taken to the potty, often pooped in his overnight diaper, had accidents if he was not taken potty, and never answered “yes” to the question, “Do you have to go potty?” That’s changed. He wakes up often wet but always clean, initiates pottying, and, at the risk of jinxing him, hasn’t had an accident in weeks.
He’s not exactly young for this milestone–nearly three and a half, to be precise. His little friend from back home, about six weeks older, suddenly and coincidentally potty trained at the same time. The difference is that Little Friend spent that year and a half wearing disposable diapers and Pull-Ups.
We chose to put in the parenting effort to keep Big Brother in underpants. In addition to what I think were positive effects on his self-esteem, there were significant financial savings.
How much? I’ll start by estimating our actual savings in our particular situation. To continue having two kids in cloth diapers, I would have needed to buy more, both because they would have worn out too soon and because I wouldn’t have had a large enough supply. Figure $40 for some secondhand diapers and inserts. Then figure I would have had to wash diapers more often. I probably saved an average of one and a half loads of laundry per week. We had free utilities for most of that time, but we still had to pay for special cloth diaper detergent. Figure we saved two packages of detergent at $15 each, or $30, not to mention the time we saved–laundry was in the outside-entry basement, and all that folding.
Two days a week, the boys go to daycare. Big Brother would have been wearing disposable diapers there. Let’s conservatively figure that he would have used two diapers per day more than he did (he did wear a diaper or Pull-Up for naptime at daycare). Figure he went to daycare 65 weeks, or 130 times–that’s 260 diapers. We buy Parent’s Choice (Walmart brand), which is about $.22/diaper in size 5, or $57 total.
Our actual savings:
- $40 for extra diapers
- $30 for detergent
- $57 for diapers for daycare
That might not seem like a lot, but it’s better, as my dad would say, than a nail in the foot. And had we not had another child in cloth diapers and free utilities, our actual savings would have been much higher.
What about comparing Big Brother to his Little Friend, the disposable diaper wearer? Figure fifteen months of diapers and three months of Pull-Ups. Big Brother often wore a disposable diaper at night, plus his Pull-Ups for daycare, so let’s figure conservatively that Little Friend wore, on average, four diapers and then three Pull-Ups per day. That’s at least $400 for diapers, then at least $70 for Pull-Ups. (Actual cost probably much higher–I don’t think they used Walmart brands.)
In short, getting your kid out of diapers and into cloth training pants, even if it takes effort, has potentially impressive savings for both your pocketbook and, whichever method you use, the environment.
No sooner than Big Brother was fully potty trained than Little Brother, newly aged two, has started asking to go potty and wear underpants. On the one hand, I am not exactly eager to jump back into the potty training cycle after a year and a half in it with Big Brother, but on the other hand, the idea of not having my powder room always smell like peed-on diapers and not having to spend my evenings stuffing pockets sounds fantaaaastic. And now we are paying for our own electricity again, so the potential savings are higher. I shudder to think what it costs to run the dryer for 90 minutes three times a week.
You know you’re really frugal when you find yourself mending, well, rags.
When I was about seven months pregnant with Big Brother, I headed over to my mother’s house (I lived in my hometown then) to make cloth diaper wipes out of old receiving blankets, T-shirts, and pajama pants, plus some new flannel my mother had lying around. My mother, you see, has a serger; I highly recommend having a mother with a serger. She did all the tedious threading and most of the actual sewing, while I just sat around looking huge, cutting things out and playing with the machine now and then.
We made a big stack and I use them for everything. I love them so much that my mom made me a new stack last Christmas out of brand-new clearance flannel, but I go through so many that I still use the old ones. I have a butt-wiping stash with my cloth diapers and an everything-else stash in the kitchen, which I use for wiping noses, cleaning up toddlers after a meal, cleaning up spills that are too small for a whole towel, etc. Tissues? Paper towels? No, thank you, I prefer not to buy things just to throw them away.
But they got ragged, my beloved stash of rags. Some are double-layer flannel, and those seem to be holding up pretty well three and a half years later. But the ones that are one layer of T-shirt and one of flannel are separating and the T-shirt part is sort of dissolving with every wash.
Since I now live halfway across the country from my mom and her serger (sniff), and that might not have been the best tool for the job anyway, I used a small zig-zag stitch on me regular ol’ sewing machine to reattach the T-shirt layer.
While I had the machine out, I also mended some prefold cloth diapers that were getting raggedy around the edges, too. I probably could have just taken them out of the rotation as I’m hoping we’re close to potty training, but that’s all the more reason to use the cotton ones! They feel wet, which the fancy ones do not. And I can sell them, Freecycle them, or pass them on to a friend.
Since the fabric was still in usable shape, I think it was a worthwhile exercise to mend them rather than just throwing away. What do you think—just the right amount of frugal, or on the nutty side?
I’ve posted about cloth diapers on here before, and, to be clear, I’m an advocate. Especially if you buy secondhand and/or use the diapers for more than one kid, there’s a lot of money to be saved, not to mention that it keeps disposable diapers out of landfills. Plus the plain cotton ones feel wet, so I like to use those more often pre-potty training. Little Brother is still in diapers full-time, but will probably starting training in a couple of months or so, and Big Brother still sleeps in them. (For a while, he had to sleep in disposables, but covering the cloth diaper with nylon Gerber pants does the trick.)
But here’s my confession: I don’t love my cloth diapers. They have to be changed every two hours and if you run a little late with the change, they leak. If the kid sleeps crookedly, they leak. If the kid pees too much at once, they leak. They get to smelling bad in between bleachings, and don’t even get me started on poop. (Nothing like walking to a room containing two toddlers wearing cloth diapers, which may or may not be poopy, which they have been wearing all night, which are a little overdue to be bleached.) I also hate folding the damned things, especially stuffing pockets.
So… I took a little vacation. We were having company overnight, Mr. FP was out of town, and I did not want to have cloth diapers stinking up the bathroom or even hanging up drying while our guests were around. That meant I switched into disposables Friday morning, when I washed, and used them until Monday morning. I love the miracle of modern technology that is the disposable diaper. They go so long between changes, almost never leak, and don’t have to be rinsed in the toilet.
They do, of course, take up a lot of room in the trash, still smell bad when they get pooped on, and cost like twenty or twenty-five cents apiece. It helps me stay motivated if I picture each diaper as an actual quarter, going either into the trash with the disposable (boo) or an imaginary piggy bank if I use cloth (yay). Now that my vacation is over, I’m back to the old routine, a little energized by having taken a break.
Are there parts of your routine that seem important, but are a bit of a grind? How do you stay motivated? Do you ever take a break?